OpenGate Finance (OpenGate) is a dynamic finance business which specialises in Rural debt and Agri Finance Broking. OpenGate believes that regional farms, families, and businesses need specialised financial structures and clear business planning to achieve their goals. We ensure our valued clients have choice, flexibility, and transparency by delivering proactive finance solutions.
OpenGate is a privately owned business founded in Oct 20 and is led by Nick Bettington who is an experienced business leader with a passion for farming finance. Twenty years banking experience and farm ownership provides a strong foundation and insight for OpenGate clients.
OpenGate plays an active role in helping farmers implement financial performance improvements to enable better access to capital and better banking outcomes. This ensures a more profitable and sustainable long-term future for their business and their families.
OpenGate commitment – easy stress-free access to capital with the best products and price.
People First
We walk in our client's shoes - giving us a deeper understanding of business and family.
OpenGate Finance believes that regional farms, families, and businesses need specialised financial structures and clear business planning to achieve their goals. We ensure our valued clients have choice, flexibility, and transparency by delivering proactive finance solutions.
Our values drive our culture and guide all our actions and decision making. They are the ‘blueprint’ for how we do business, whether serving our clients or collaborating with partners and stakeholders.
Honesty – provide credit advice with sincerity. Integrity – Confidential. Take initiative & do what we say. Be supportive & focus on solutions. People first - Walk in our client's shoes. Deeper understanding of business and family. Professionalism - Keep it simple. Agree time-bound outcomes, Exceed expectations. Independent - ensures best result for client. Vitality - Positive stories. Maintain a learning mindset through all situations.
OpenGate Commitment
Easy stress-free access to capital with the best products and price.
Financial Negotation
OpenGate Finance provides 20 years of individual worldly insight to use to your advantage. We are experts in the key drivers of risk, interest rates and bank terms.
Understand business goals and values
• Extensively research the dynamics of the business • Identify the funding requirements
Financial and business analysis
• Analyse the existing funding structure • Analyse the cost of capital
Financier comparison
• Create a competitive platform • Strategically selected panel of banks and targeted Agribusiness Managers • Complete a bank comparative analysis, and determine the best offer for the business • Take into account the cost of capital, structure, special conditions, and bank resources
Credit application and processing
• Risk (and mitigant) analysis • Strategy - actions and time frames to achieve • Complete a full credit analysis and business profile for presentation
Bank approval, settlement, and implementation
• LOO - negotiate final terms & conditions of the financial package • Settle the transaction • Ensure full transactional capabilities are functioning
Ongoing service proposition
• Ongoing support to ensure all future funding requirements are met; working capital, expansion capital, and equipment finance
Business Expansion
Easy stress-free access to capital with the best products and price.
Business Expansion
Knowing what banks want enables us to package the proposition to ensure it is easily understood. You and your bank will have confidence in your proposal.
OpenGate Finance provides a highly skilled professional service in compiling applications for all agribusiness finance in a structure and format that addresses the specialised requirement of your family farming business.
OpenGate adopt an accountability approach through the process and are there for you from beginning to end. We generate a full credit analysis, understand your financial requirements, and determine whether a Bank tender should take place.
Financial Reviews and Family Business Planning
Easy stress-free access to capital with the best products and price.
Financial Reviews and Family Business Planning
Drill down into the business to understand the past (historical analysis) and confidently predict future performance (budgets & cashflows).
OpenGate Finance completes detailed business analysis, reporting and insights for your family farming business. This allows business owners to understand clearly and concisely how key drivers are impacting their business. Deep insights are provided and explained to assist in making strategic decisions to ensure business goals remain ‘on track’.
OpenGate provides you with an in-depth illustration for your business to ensure you are well informed and continue to improve:
• Business planning and feasibility. • Drive accountability through strong governance. • Business strategy, risk analysis and mitigation • All stakeholders are on the same page with a clear view of the business. Better aligned goals and improved communication between all stakeholders
