OpenGate Finance: Capital Made Easy, Unmatched Rates and Stress-Free Ag Finance
Services
OpenGate Finance provides specialised financial services for small to medium sized enterprises in the agricultural industry. Our Agribusiness Finance enables you to prosper without having to explain your business to a new bank manager every twelve months as financial institutions reduce their team numbers in regional locations.
Liquidity and Bankability is the ‘heart-beat’ of any farming business. Flexibility and price are of utmost importance considering finance costs are often the highest expense category of a family business. We have access to a wide range of providers saving you time and stress and ensuring you are matched with the best Agri-Banker in your region.
We specialise in five key capabilities and complete other projects by request:
Financial Negotiation
Business Expansion
Financial Reviews and Family Business Planning
Independent Credit Assessment
Financial Monitoring
Farm Debt Mediation
Financial Negotiation
OpenGate Finance provides 20 years of individual worldly insight to use to your advantage. We are experts in the key drivers of risk, interest rates and bank terms.
Financial Negotiation
OpenGate Finance provides 20 years of individual worldly insight to use to your advantage. We are experts in the key drivers of risk, interest rates and bank terms.
Understand business goals and values
• Extensively research the dynamics of the business • Identify the funding requirements
Financial and business analysis
• Analyse the existing funding structure • Analyse the cost of capital
Financier comparison
• Create a competitive platform • Strategically selected panel of banks and targeted Agribusiness Managers • Complete a bank comparative analysis, and determine the best offer for the business • Take into account the cost of capital, structure, special conditions, and bank resources
Credit application and processing
• Risk (and mitigant) analysis • Strategy - actions and time frames to achieve • Complete a full credit analysis and business profile for presentation
Bank approval, settlement, and implementation
• LOO - negotiate final terms & conditions of the financial package • Settle the transaction • Ensure full transactional capabilities are functioning
Ongoing service proposition
• Ongoing support to ensure all future funding requirements are met; working capital, expansion capital, and equipment finance
Business Expansion
Easy stress-free access to capital with the best products and price.
Business Expansion
Knowing what banks want enables us to package the proposition to ensure it is easily understood. You and your bank will have confidence in your proposal.
OpenGate Finance provides a highly skilled professional service in compiling applications for all agribusiness finance in a structure and format that addresses the specialised requirement of your family farming business.
OpenGate adopt an accountability approach through the process and are there for you from beginning to end. We generate a full credit analysis, understand your financial requirements, and determine whether a Bank tender should take place.
Financial Reviews and Family Business Planning
Easy stress-free access to capital with the best products and price.
Financial Reviews and Family Business Planning
Drill down into the business to understand the past (historical analysis) and confidently predict future performance (budgets & cashflows).
OpenGate Finance completes detailed business analysis, reporting and insights for your family farming business. This allows business owners to understand clearly and concisely how key drivers are impacting their business. Deep insights are provided and explained to assist in making strategic decisions to ensure business goals remain ‘on track’.
OpenGate provides you with an in-depth illustration for your business to ensure you are well informed and continue to improve:
• Business planning and feasibility. • Drive accountability through strong governance. • Business strategy, risk analysis and mitigation • All stakeholders are on the same page with a clear view of the business. Better aligned goals and improved communication between all stakeholders
Independent Credit Assessment
Easy stress-free access to capital with the best products and price.
Independent Credit Assessment
Unsure what steps to take next? OpenGate Finance is here to help you and your Bank to map a way forward.
Key financial ratio/metric assessment followed by detailed credit analysis. Honest and independent evaluation of the client and Bank position followed up by distressed loan administration.
Financial Monitoring
Easy stress-free access to capital with the best products and price.
Financial Monitoring
Actuals v budget reporting, monthly cashflow updates. Give the Bank all the reporting they need. Get this right to maximise performance and give your Bank confidence. OpenGate Finance has the experience and proven delivery in fulfilling key finance and administrative assignments for family farm businesses.
OpenGate reporting includes: • 3-way forecasting – cashflow, P&L and balance sheet • Cashflow sensitivity forecasting and modelling • Actual to budget report, including variance reporting
The uncertainty and pace of change that farming businesses are faced with present both challenges and opportunities. OGF assess the opportunities and challenges to ensure they are well understood, captured, and resolved. OpenGate takes the stress out of your banking and enables you to reach your full economic potential.
Farm Debt Mediation
If you or you know of anyone that needs a Mediator please contact Nick for a chat
Farm Debt Mediation
Nick Bettington is also a trained and qualified Farm Debt / Rural Dispute Resolution Mediator.
Nick completed his Certificate in 2023 with the Arbitrators and Mediators Institute of New Zealand Inc (AMINZ)
Qualifies in: Farm Debt Mediation - Navigating challenges with Industry Experts
Rural Dispute Resolution Mediation is a powerful way to help people resolve conflicts peacefully and constructively. Here’s a quick overview of what it takes to become a trained mediator and how they can help:
Key Skills: Mediation Training: Covers essential conflict resolution techniques, mediation protocols, and practical skills through simulated mediations. Communication: Active listening, clear expression of ideas, and encouraging open dialogue between parties. Conflict Resolution: Help parties reach mutually agreeable solutions, negotiation strategies and problem-solving methods. Understanding Legal Standards: Understanding relevant laws and regulations related to their area of specialisation to ensure compliance and ethical practice.
Career Path: Work Experience: Many mediators gain relevant work experience in their related field before transitioning to mediation, which helps them understand the issues they’ll be mediating. Continuing Education: Ongoing education and certification are essential to stay current with legal standards and best practices. This may include attending workshops, seminars or additional training courses.
Becoming a trained mediator involves a combination of education, specialised training, certification and the development of essential skills to effectively facilitate conflict resolution.
